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Planning tools

Retirement calculators

Four simple calculators, starting with when to claim Social Security. They use official rules and only the figures you enter.

When should I claim Social Security?

See how your monthly Social Security retirement benefit changes depending on the age you start it, from 62 to 70.

Find this on your Social Security Statement at ssa.gov/myaccount. It is called your benefit “at full retirement age”.

Retirement savings projection

See roughly what your savings could grow to by the time you retire.

An assumption, not a promise. Try a few different rates.
Used to show the result in today’s money. Filled in with the latest official 12-month change in US prices (CPI-W, September 2026, from the Bureau of Labor Statistics). Change it if you like.

Retirement income gap

Compare the yearly income you want with the income you expect, and see the savings the difference might need.

Use the figures from your official pension statement or forecast.
An assumption, not a promise.

How long will my savings last?

See how long a pot of savings could last if you take a fixed amount each year.

An assumption, not a promise.