Government benefits

Medicaid for older adults

Government benefit
Country
United States
Official name
Medicaid
Run by
Your state, within federal rules set by the Centers for Medicare & Medicaid Services
Type
Health care

Health coverage run by each state for people with limited income and resources, including many people aged 65 or over.

Who it is for

People with limited income and resources. Rules for people 65 or older follow the income and asset methods of SSI.

Eligibility

Each state decides the details, including what counts as income and resources.
For people 65 or older, states generally use SSI income rules. Some states use stricter rules.
Many states have a medically needy program, so people with high medical costs can qualify by spending down income above the state limit.

What you get

Health coverage. If you also have Medicare, Medicare pays first and Medicaid can help with what is left, up to the state's limit.

How to apply

Contact your state Medicaid agency. You can apply at any time of year.

Official sources

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